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The world has entered an economic downturn. Factories in the United States, Japan, and South Korea have closed down one after another, and many companies have begun to lay off employees. But have you noticed that those who have savings are even busier. They are busy investing to make money, busy doing business, busy speculating in stocks and real estate. And those who have no money? They can only stay at home unemployed, and even face the risk of unemployment. So, everyone must understand one th
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