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💡 Como funciona o consórcio de R$1 milhão após a contemplação pagando meia parcela? Na HS Consórcios, você tem três opções quando é contemplado: 1️⃣ Continuar pagando meia parcela e pegar metade do crédito. 2️⃣ Pegar o crédito completo, pagar a parcela cheia e descontar o valor das meias parcelas do seu próprio crédito. 3️⃣ Diluir essas meias parcelas nas próximas, mantendo o equilíbrio sem precisar pagar tudo de uma vez. 👉 Ou seja, você escolhe como quer seguir após a contemplação.
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🎯 Como funciona a contemplação no lance livre do consórcio No lance livre, funciona como um leilão: quem oferta o maior valor leva a contemplação. 💡 Mas esse lance pode ser feito com dinheiro + lance embutido . Exemplo: 👉 Lance total: 60% 👉 Grupo permite 30% de embutido Você só paga 30% em dinheiro e o restante vem do seu próprio crédito.
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