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💰 Você já ouviu falar da regra 50/30/20? Ela pode ser o divisor de águas na sua vida financeira: ✅ 50% – Gastos essenciais (moradia, alimentação, saúde, transporte) ✅ 30% – Desejos (compras, lazer, hobbies, jantares) ✅ 20% – Poupança/Investimentos (objetivos financeiros, reserva de emergência) Quem aplica essa regra aprende a ter disciplina financeira e para de viver quebrado todo mês. 👉 Me conta: você já organiza seus gastos assim ou ainda gasta tudo sem planejamento? #FinançasPessoais #R
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