靜音
caiocrisci
🚨 ATENÇÃO 🚨 1️⃣ Perda parcial (conserto) Se o conserto custar menos de ~75% do valor do carro (percentual varia por seguradora): ✅ A seguradora paga o reparo normalmente ✅ Você paga a franquia ✅ O financiamento continua igual (parcelas normais) 👉 O banco não se envolve. 🔹 2️⃣ Perda total Quando o conserto passa de ~75% do valor do carro: ✅ A seguradora indeniza o valor do carro (normalmente pela Tabela FIPE ou valor contratado) ⚠️ Atenção aqui: O carro financiado tem alienação fiduciária O ...
關注
86
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