Name: Kenny Advogado Dívidas (KennyAdv). Áudio original criado por Kenny Advogado Dívidas. 🚨 Pouca gente sabe disso, mas o banco não pode cobrar juros ilimitados no cartão de crédito. Existe hoje uma regra clara: os encargos totais do cartão não podem ultrapassar 100% do valor original da dívida. Na prática funciona assim: Se você gastou R$ 1.000, o valor total da dívida não deveria passar de R$ 2.000, já incluindo juros e encargos.
Uploaded: 2026-03-15T00:04:03Z
Duration: 4 s
Description: 🚨 Pouca gente sabe disso, mas o banco não pode cobrar juros ilimitados no cartão de crédito. Existe hoje uma regra clara: os encargos totais do cartão não podem ultrapassar 100% do valor original da dívida. Na prática funciona assim: Se você gastou R$ 1.000, o valor total da dívida não deveria passar de R$ 2.000, já incluindo juros e encargos.

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