Mute
Gaspar Trajano
CET: o número que o banco não quer que você olhe (e que pode te custar R$ 40 mil). Um empresário me procurou comemorando: tinha conseguido um financiamento com uma taxa que parecia imbatível. Achava que estava fazendo o melhor negócio da vida. O problema? Ele olhou só a taxa — e ignorou o CET, o Custo Efetivo Total. O CET é o custo real da operação, com tudo embutido: seguros, tarifas, IOF e serviços que raramente são explicados na hora da venda. A taxa dele era 1%. O CET real batia quase o do
Follow
39
1
16
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